Payne Capital Management

Your Personalized Path To Financial Freedom

Why Payne Capital Management?

Payne Capital Management (PCM) is an independent NYC financial advisor and planner located in New York City and Philadelphia, servicing clients across the globe. Our reputable team of financial advisors focuses on providing clients with comprehensive and holistic financial planning that is tailored to their specific needs and lifestyles. We do so much more than just manage your money: we build strong advisor-client relationships and work together to achieve your financial goals.

The PCM Difference

Retirement Planning & Investments

As a fee-based independent financial advisory group and fiduciary, PCM is bound by law to serve the best interests of our clients. As an independent firm, we never receive referral fees or brokerage commissions.

Financial Advisor

Our team of wealth advisors are ready to help you get started creating your personalized financial plan, no matter what your current situation may be. Let PCM go to work for you today!

Entrepreneurs & Business Leader

Our financial plans and recommendations are unbiased and exempt from the corporate mandates common to many industry competitors, so we have the freedom to select top investment products.

For Women By Women

We are dedicated to creating a community to educate and support women with their personal finances.

Your Personalized Path to Financial Freedom

How much money does one need to feel secure? At PCM, we think that’s up to our clients. Your customized Financial Master Plan is developed with meticulous care and expertise to address your concerns while meeting your wants, needs, and goals. Our client-centered approach at PCM is motivated by our belief that the path to financial independence is very personal.

The PCM Master Plan

Our Services

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Personal Savings
Personal Savings
- Money Market Cash Strategy
- Bond Accounts
- Budgeting
- Tax Harvesting
- Equity/Growth Strategy
College Planning
College Planning
- 529 Plans
- Budgeting
- Educational Seminars For Parents & Kids
Stock Options
Stock Options
- ESOP
- Vested, Granted
- Tax Implications
- RSUs
Corporate Retirement
Corporate Retirement
- 401ks
- 403b
- 401/457
- Profit Sharing
- Sep & Simple IRAs
Estate Planning
Estate Planning
- Trusts
- Beneficiary Designations
- Legacy Planning
Personal Retirement Planning
Personal Retirement Planning
- IRAs
- Roth IRAs
- RMD Planning