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Is It Really All About the Benjamins?

“It’s much easier to keep track of how much cash you have versus your credit card.” -$mart Women Invest

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We swipe our cards everywhere.

Starbucks, the grocery store, online shopping—no matter what the expense is, our credit card is the go-to. While we may not think twice about the repercussions of this instinct, studies show that our spending actually doubles when we swipe versus spend in cash.

Today, on the $mart Women Invest podcast, we are discussing cash vs. credit card behavior by reviewing our cash experiment. Over the past week, we solely used cash for our purchases. This restriction produced some interesting insights on our relationship with money, spending, and prioritizing certain expenses.

Tune in to this episode to learn ho

“People will say that if you use cash, you actually end up spending less money. So, is that true?” -$mart Women Invest

(click to tweet)

Points to Keep In Mind

  • 24% of U.S. citizens use cash for all purchases
  • One study shows that people spend double when using credit cards over cash
  • Try using cash over credit card to learn more about your spending habits
  • It’s easier to keep track of how much you’re spending when using cash over credit card
  • In Mexico, cash comprises 90% of transactions

Smarties of the Week

  • Find quiet spaces to read and journal more
  • Check out the app ClassPass  

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